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LMAO, this was great and hilarious. Love it! "like the last recession fixed the financial system" JOKES *Crying emoji*

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Thanks for the quality content Nikihl. Another helpful bit of context, courtesy of KFF, is that "sixty-one percent of covered workers are in a plan that is completely or partially self-funded." https://www.kff.org/report-section/2018-employer-health-benefits-survey-section-10-plan-funding/

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