You should check out Sedera. It’s a health sharing community that doesn’t have the faith requirement. I think you would find the model interesting. I’ve been a member for a year and while it requires far more involvement in my healthcare, I’ve become a much more engaged healthcare consumer and saved a significant amount of money. It also works really nicely for employers who pair it with a MEC and an HSA. https://sedera.com/
I agree that these types of sharing programs are cherry-picking customers. If some healthy population are picked out of the 27 million uninsured to have such cheap coverage as health sharing programs, then value is created for the society at large, because this sub population wouldn’t have to burden hospitals that ultimately transfer costs to the already insured population.
Insurance vs Ministry meme LOLOL
You should check out Sedera. It’s a health sharing community that doesn’t have the faith requirement. I think you would find the model interesting. I’ve been a member for a year and while it requires far more involvement in my healthcare, I’ve become a much more engaged healthcare consumer and saved a significant amount of money. It also works really nicely for employers who pair it with a MEC and an HSA. https://sedera.com/
I agree that these types of sharing programs are cherry-picking customers. If some healthy population are picked out of the 27 million uninsured to have such cheap coverage as health sharing programs, then value is created for the society at large, because this sub population wouldn’t have to burden hospitals that ultimately transfer costs to the already insured population.